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Crisis Coverage for Students

Our 24-Hour AD&D insurance offers students continuous campus crises and mental health protection.


How A-G’s 24-Hour Student AD&D Insurance Works

A 24-hour student accidental death and dismemberment (AD&D) insurance policy covers students at all times, not just during school hours or school-related activities. A-G Specialty Insurance offers a unique 24-hour AD&D insurance plan. It provides a lump sum benefit if a student dies (including suicide, intoxication, or accident) or suffers dismemberment or paralysis. It also covers crisis management expenses for any act of violence, whether on or off campus.

Key Benefits

Here’s what you can expect from our accidental death and dismemberment insurance policy:

  • Comprehensive Coverage: Protects students and student-athletes from the financial risks of permanent injury or death.
  • Cost Savings: Mitigates expenses that can reach tens of thousands of dollars.
  • Support for Mental Health: Addresses mental health concerns for college students, particularly student-athletes who face the pressures of athletic competition and commitment in addition to their academic requirements.
  • Flexibility: Provides resources for students and families affected by tragedies, such as shootings or suicides.

Utilizing Crisis Management Benefits

You get the flexibility to decide how to use the crisis management benefit. For instance, you could choose to cover the cost of:

  • Counseling services for up to 10 close friends of a student who committed suicide.
  • Medical and counseling expenses for students who witnessed or were involved in violent acts.
  • Family support that covers travel, housing, and meal expenses for parents or immediate family members.

With A-G’s accidental death and dismemberment insurance, you’re making a commitment to addressing critical campus concerns. This plan ensures students and their families have the necessary resources to manage crises effectively.

Build Your School’s Personalized Plan

Working with A-G, you can customize a plan that meets your school’s needs, including accidental death and dismemberment, sports insurance, and mental health insurance.

Who to Cover:

  • All full-time enrolled students
  • Student-athletes only

How Much Coverage:

  • Accidental Death and Dismemberment and Paralysis: $25,000 or $50,000
  • Aggregate Benefit Maximum: $250,000 or $500,000
  • Crisis Management Benefits: Up to $25,000 or $50,000 per covered accident (matching the AD&D benefit level chosen)

Flexibility and Support:

You have the flexibility to determine the resources needed to ensure students and families in crisis get the help they need.

Partnering with A-G Specialty Insurance

A-G Specialty Insurance is the undisputed industry leader in college sports insurance, trusted by more than 650 colleges and universities. Here’s what you can expect when you work with us:

Addressing Campus Concerns

Managing campus crises is challenging, and we understand that. Our 24/7 accidental death policy is essential, offering financial protection for students with permanent or fatal injuries. Combined with our sports and mental health insurance, we cover the critical risks facing college students.

Mental health insurance is particularly vital. The pressures of college life can be overwhelming, and our coverage addresses issues such as stress and anxiety, aiming to prevent more severe problems from arising. When student-athletes have easy access to mental health resources, you support their ability to manage their health and the demands of collegiate sports.

Protect the well-being of your students! Get your free quote today.


A-G has the experience to offer the best custom coverage for every program and the best customer service to ensure a worry-free process for every claim. The nation’s most competitive K-12, collegiate and youth programs Achieve Greatness with A-G!

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