In a recent survey, it was revealed that 70% of college students struggle with mental health issues. Among those affected, NCAA mental health statistics show that approximately one-third of student-athletes reported feeling overwhelmed. These student-athletes face a unique set of mental health challenges due to the demanding nature of balancing academics, athletics, social media, and personal life. Because of this, the NCAA has made student-athletes’ mental health a priority for all member institutions, introducing initiatives and resources, including the new NCAA Post-Eligibility Insurance Program.

A college basketball player looks solemn at practice. How the NCAA Is Prioritizing Mental Health and Student-Athletes

Student-athletes face a variety of issues that can affect their mental health:

  1. Performance Pressure: Student-athletes can experience intense pressure to perform academically and athletically, leading to stress and anxiety.
  2. Time Management: Juggling rigorous sport schedules, academic deadlines, and personal commitments can be overwhelming.
  3. Identity Issues: Some student-athletes’ identities are closely tied to their sports. Injuries or the end of their athletic career can lead to a loss of identity, resulting in feelings of depression.
  4. Injury and Return-to-Play Anxiety: Dealing with injuries can be physically and mentally taxing. The rehabilitation process and fear of re-injury can cause anxiety.
  5. Social Isolation: The demands of sports and academics can limit social interactions, making some student-athletes feel isolated.
  6. Sleep Disturbances: Erratic schedules and high stress levels can lead to sleep disturbances that negatively affect mood, concentration, and overall mental well-being.
  7. Substance Use: Some student-athletes may turn to substance use as a coping mechanism for their stress and anxiety, which can lead to detrimental effects on both mental and physical health.

Supporting Mental Health in Student-Athletes

Recognizing that success in sports is inseparable from good mental health, the NCAA is helping colleges and universities create healthier, more supportive environments where student-athletes can thrive both on and off the field. The NCAA Mental Health Best Practices document, developed by representatives from science, medicine, sports medicine organizations, and NCAA membership, was updated in 2024 and includes these four components:

  1. The creation of healthy environments that support mental health and promote well-being.
  2. Procedures, including mental health screening tools, for identifying student-athletes with mental health symptoms and disorders.
  3. Action plans that outline referral pathways of student-athletes to qualified providers.
  4. Licensure of providers who oversee and manage student-athlete mental health care.

These comprehensive services and plans support student-athletes’ multifaceted well-being.

A softball player sits in a dugout, resting her head on the handle of her bat. Holistic Approach to Well-Being

The NCAA is adopting a holistic approach that recognizes the relationship between mental, emotional, and psychological wellness. As part of this initiative, the NCAA is investing in cutting-edge facilities equipped with resources for both mental and physical recovery.

Academic and Counseling Support

The NCAA has also strengthened academic and counseling support services. These include personalized tutoring, career counseling, and life skills workshops that bolster a student-athlete’s ability to manage their time efficiently and prepare for life after sports.

Four college soccer players jump on one another’s backs because they are happy about scoring a goal. Enhanced Resources and Support

Educational resources are being developed to help coaches, athletic trainers, and student-athletes recognize signs of mental distress and seek appropriate help. These resources serve to demystify mental health challenges and encourage open dialogue, reducing stigma around mental health in student athletes.

Insurance for Mental Health—Future Protection Through NCAA PEI

One of the most impactful initiatives on student-athlete well-being is the new NCAA Post-Eligibility Insurance Program (PEI), which provides sport-related injury coverage of up to $90,000 in benefits for student-athletes after their college career.

However, just as important in the program is the inclusion of a benefit that offers up to $25,000 for mental health services related to an injury. This critical benefit recognizes that there may be a need for mental health services once student-athletes graduate, and it helps ensure that finances don’t stand in the way of care.

Questions About Mental Health Initiatives or PEI? We Can Help

When it comes to student-athletes and mental health, it’s clear that these NCAA mental health initiatives are transforming student-athletes’ welfare. Click here to learn more about the NCAA’s Mental Health Best Practices. And, to learn more about the PEI program, watch this Town Hall video hosted by NCAA Director of Insurance Liz Schneckenburger, A-G Chief Executive Officer Dixon Gillis, and A-G Vice President of Client Services Amanda Hart. A-G is proud to have been chosen as the claims administrator for PEI. If you have any questions about PEI, we’re happy to help. Just contact us.