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Sep 17, 2021

Be Part Of The First A-G Specialty Insurance Survey on Intercollegiate Athletic Department Medical Expenses

Be Part Of The First A-G Specialty Insurance Survey on Intercollegiate Athletic Department Medical Expenses

Managing student-athlete health and medical expense costs is important to your college athletic department and school. Are you curious how you compare to other schools? Then, take part in A-G Specialty Insurance’ first survey on intercollegiate athletic department medical expenses and find out.

Learn Important Medical Expense And Claims Data To Help Manage Your Program Costs

As an insurance partner of more than 675 colleges and universities across the United States, A-G Specialty Insurance is uniquely positioned to benchmark qualitative and quantitative data on costs and claims to help your school understand the impacts and how you compare.

Coach and medic take away injured player from the field on a stretcher.

The survey results will also expose opportunities. For instance, if you see that your football injuries exceed the reported average, there may be measures you can take to prevent or reduce these types of claims.

As an enhancement to recent college athletics surveys, A-G will be providing real claims dollars and cents information from EGBAR (Efficiency Generating Business Automation Resource), our proprietary, industry-leading claims management system.

What kinds of insights will you see? A sneak peek at recent EGBAR reporting shows that:

Knee Injuries Account for the Most Expense in a Sports Program

Knee injuries represent 12% of partner claims in a non-football conference, beating out foot and ankle claims, with the total amount of $1.4M paid out through A-G’s college student-athlete plans. (Foot and ankle medical costs accounted for $829K.)

Those are big costs that families would have been left to pay on their own if institutions didn’t provide coverage for student-athlete injuries. As you know, the NCAA requires all participating institutions to ensure student-athletes have no gap in coverage up to the NCAA’s catastrophic insurance deductible of $90,000 per claim.

Student-Athlete personal health insurance has deductibles, co-pays, and out-of-pocket costs that aren’t covered. Those expenses can quickly add up to a substantial amount due — causing hardship and stress and hindering recovery. That’s why most institutions purchase excess accident insurance or have a self-funded plan with TPA services such as those offered by A-G to pay for those expenses not covered under the student-athlete’s personal primary health insurance plan.

Two other recent EGBAR statistics you may find interesting include:

  1. In other partner schools, football has the most claims but basketball accounted for the most medical expenses paid out:
    • Football, 290 claims, $421,141 paid
    • Basketball, 192 claims, $551,968 paid
  2. Physical Therapy is the most costly procedure at 602 claims, $769,180 paid, showing the importance of long term injury treatment and re-injury prevention

When you are an A-G client, this is the kind of data that helps you evaluate risks, costs, and your student-athletes’ health and welfare and develop solutions that can make a big difference to your program. But everyone who participates in the survey will have access to qualitative and quantitative data on costs and claims to help schools benchmark how they compare.

It Only Takes A Few Minutes To Get The Big Picture On Intercollegiate Sports Medical Expenses

We’ve been looking out for student-athletes and schools for nearly 40 years, but this is the first time that we’re pulling all this information together. We’re pretty excited about what we’ll discover and how you can use the data. In the survey, we ask questions about your conference affiliation, how your school structures its department, and about your athletic insurance coverage. Results will be combined by conference, and no school names will be listed. Plus you don’t need to be an A-G Specialty Insurance partner to participate.

Take The Survey Before October 15, 2021.

As a thank you for taking the survey, you’ll be the first to receive the results. But, you must respond by October 15, 2021, to be included. So please don’t wait. It will only take you a few minutes to answer the survey today and let your voice be heard.

In the meantime, if you’d like to learn more about A-G and EGBAR, please feel free to visit our website, contact us, or request a quote. We look forward to connecting soon.


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A-G has the experience to offer the best custom coverage for every program and the best customer service to ensure a worry-free process for every claim. The nation’s most competitive K-12, collegiate and youth programs Achieve Greatness with A-G!

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