Name, Image, and Likeness (NIL) agreements—and the revenue-sharing landscape—have rapidly evolved into a high-stakes recruiting marketplace. Collectives, universities, and athletic departments are committing substantial resources to student-athletes without guarantees of return.

A-G Specialty Insurance’s NIL Contractual Insurance provides a financial protection product designed to transfer contractual risk. It protects organizations funding or facilitating NIL deals from financial loss if a student-athlete cannot compete due to injury or sickness or decides to transfer following a redshirt season.

The Name, Image, and Likeness (NIL) era has transformed college sports into a high-stakes recruiting environment. Organizations are investing significant resources into student-athletes—through endorsements, revenue-sharing, and collective funding—without guarantees of return.

Without proper safeguards, injury, sickness, or the decision to transfer can quickly derail these agreements, leaving organizations vulnerable to substantial financial loss.

A-G Specialty Insurance offers NIL Contractual Insurance, a financial protection product designed to transfer this contractual risk. This coverage ensures stability for organizations funding or facilitating NIL agreements, helping protect your capital and maintain program sustainability.

• Risk Management: Commit confidently to larger NIL agreements with downside protection.

• Protect Donor & Collective Capital: Strengthen trust and attract continued funding.

• Sustainability: Prevent destabilizing financial losses that could jeopardize long-term program funding.

• Compliance & Professionalism: Align NIL operations with structured, responsible risk management.

• Program Stability: Reduce volatility in a rapidly changing NIL marketplace.