Don’t Overspend on Sports Insurance!

Athletics are a big driver of enrollment at NAIA colleges and universities, where student-athletes can make up as much as 80% of the student body. While keeping those student-athletes healthy and in peak condition is your main focus as an athletic trainer, unfortunately, accidents happen. Student-athletes and their families are responsible for covering all out-of-pocket expenses before the $35,000 catastrophic plan kicks in. Does your school have accident insurance in place to cover those expenses? A-G can help—with affordable, customizable basic accident plans with a completely digital claims process.

Game-changing Benefits of Accident Insurance for NAIA Colleges & Universities

1. Covering Out-Of-Pocket Medical Expenses

Student-athletes can incur numerous provider bills when treated for an injury. If the player is covered by a primary health insurance plan (such as their family’s), they will first have to pay deductibles and copayments before the coverage starts to cover costs and until they meet the $35,000 catastrophic deductible.

Deductibles and copayments can add up quickly—as much as $18,900 in 2024. That’s where A-G student-athlete insurance steps in, covering the out-of-pocket expenses so the player isn’t left deep in debt while trying to recover. In addition to providing coverage for the catastrophic deductible, sports accident insurance can also help with smaller, more common injuries that may occur during athletic activities. By having this coverage in place, schools can rest assured that their student-athletes are protected no matter what happens on the field or court.

A-G Offers 3 College Sports Accident Insurance Products

These plans can all be customized for your school’s needs and budget:

• Secondary (Excess Accident) Injury Insurance
• Catastrophic Injury Insurance
• Participant Injury Insurance

2. Eliminating Claims Paperwork

As an athletic trainer, your days should be busy with your student-athletes or teaching classes. Unfortunately, athletic trainers often end up handling claims paperwork, a grueling responsibility that takes you away from the team and students. A-G knows that you have more important things to do. EGBAR (Efficiency Generating Business Automation Resource), our industry-leading claims management system, makes claims paperwork a thing of the past. You can:

• Automate paperwork with bulk uploads. Our secure software automatically pairs any uploaded documents with the correct claim within 24 hours.
• View overall claims history.
• Generate reports for comprehensive risk management strategies.
• Check on the status of a claim in real time.
• Manage providers.

With A-G and EGBAR, you won’t be tied to your desk anymore. Our digital experience saves a ton of time and streamlines the entire process. This not only benefits athletic trainers but also ensures that athletes receive the care they need promptly. Check out a complimentary EGBAR demo to learn more.

3. Working With Knowledgeable Advocates Who Talk Your Talk

From former athletic trainers to business office managers, our A-G staff has a broad and deep sports and academic background that shows. You don’t need to worry that we won’t understand your questions because we’ve been there, too. We’re proud to share that our customers routinely give us a 98% customer satisfaction rating. And, having insured over 7,000 colleges, K-12 schools, and governing bodies, you can trust we have the experience to help your unique situation.

4. Easily Expand Plans To Cover the Entire Student Body

With athletes such a large part of the student body at NAIA schools, providing a student accident plan that covers both athletes and nonathletes may make sense. A-G can work with you on different plan models to accomplish this within your school’s budget. It’s an affordable way to ensure that all school members are protected in the event of an accident.

Get the Coverage You Need

College sports accident insurance is vital for NAIA schools looking to protect their student-athletes and provide peace of mind for their entire community. By partnering with A-G, schools can ensure they have the coverage they need to navigate the unique requirements of NAIA regulations and help families pay out-of-pocket medical costs, including the $35,000 catastrophic deductible.

With an A-G college sports accident or student accident insurance plan solution, athletic trainers can focus on caring for their athletes, knowing that the heavy lifting of paperwork and claims processing is handled. A-G can provide NAIA schools with the peace of mind to focus on what truly matters—the well-being of their students and athletes.

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